This is an interesting one because it can happen even if you have more than enough available credit for your purchase. If you ask to withdraw more than is in your account, the transaction will be denied. Scan this QR code to download the app now. There are several reasons unemployment can be denied, so be sure to follow all of your state's rules and procedures to avoid any issues. are one of the most common areas where youll find your debit card declined. Your debit card information entered must match what is on record with the bank and entered correctly. The most common failure points of a debit card include the chip and the magnetic strip. The merchant can then use the code to determine what action to take regarding your card. Click on the icon to claim weekly benefits, then choose Continue at the bottom of the page, and. Please note that at Allpoint ATMs you must press "YES" to accept the surcharge and proceed with your transaction. In most states, you can receive unemployment benefits for a total of 26 weeks, although some states offer extended benefits. If your unemployment claim is rejected, it can add more stress or even panic. Your debit card transaction may show as declined, but your online banking shows the same transaction. But new research suggests that issuing benefits this way can actually cause problems for many consumers. Debit cards are often declined for suspicious activity. However, frequent purchases, large purchases, and daily spending limits can also block your card. Pour en savoir plus sur la faon dont nous utilisons vos donnes personnelles, veuillez consulter notre politique relative la vie prive et notre politique en matire de cookies. In-store purchases will often block your debit card if the wrong PIN was used, insufficient funds, or your bank suspected fraud. However, most banks will protect you from overdraft fees and decline any transactions which would give you a negative balance. Press 1 - Activate, obtain balance, review transactions, or other cardholder information, Enter card number, last 4 of SSN, and CVV. entities, such as banks, credit card issuers or travel companies. It will re-activate with the same PIN if you are approved for Unemployment Insurance benefits at a later date. PayPal typically declines a credit card when: Not enough credit or funds are available on the card. No. Some banks may require you to call a phone number to activate your debit card. Luckily for you, Im going to show you why your debit card may have been declined. To avoid inadvertently throwing away your debit card, be sure to open all your mail while you are waiting for the card to arrive. Maureen Malone has been a professional writer since 2010. This can happen because of poor money management or insufficient cash flow. Benefits can also be delayed when there is a federal holiday. There are several ways that you can convert your benefits to a check: Log on to www.Key2Benefits.com/NYSDOL and use the Online Bill Payment feature to make a payment to someone else. You apply for unemployment benefits through your state, so specific requirements and eligibility may vary. 22. Therefore, some banks limit the number of times you can incorrectly enter your PIN. Before you begin your transaction, ask the cashier. You can reset your attempts by calling your banks customer service number. However, overdrafting your bank account so it has a negative balance and neglecting payment will be reported to the credit bureaus. Sometimes the payment processor has a card read error or there is a temporary issue with the payment processing network. Depending on the situation, the bank will ask you account security questions to reactivate your card. Mixed Earner Unemployment Compensation (MEUC) Note: Federal-State Extended Duration (FED-ED) benefits are no longer payable for weeks of unemployment after September 11. What if I don't spend all the money that was put on my Way2Go card? Do not throw it away (even if you sign up for direct deposit). Lainie Petersen is a full-time freelance writer living in Chicago. Unable to process your request due to a server error (500) Need Professional Help? Follow the instructions to verify that you are the person attempting the purchase. to Improve Credit, Removing If your new card isn't anywhere to be found, it could be lost in the mail or stolen. Make sure your purchase accepts the type of debit card. After you file an Unemployment Insurance claim with the Department of Labor, you should receive your debit card in the third week of your claim. Debit cards are easily worn out and will need to be replaced frequently. Talk to an Employment Rights Attorney. If the issuing bank needs to verify the credit card, only the customer can contact the bank to request . But there's good news for Americans who've been waiting weeks or months for that aid to arrive: They can still collect back pay past the . My hope is you'll be inspired to take charge of your own personal finance. ProtectionGuard It, Credit So it's possible your card was rejected because it's been closed without your knowledge. To find out your debit card account balance: Yes, you can get text messages or email alerts with account information such as: You can set the alerts youd like by logging on to www.Key2Benefits.com/NYSDOL and choosing Alerts from the main menu. For example, I attempted to use my debit card to pay for gas but the transaction was declined. In this case, my bank has poor communication between the bank and the fraud department. You also must call KeyBank Customer Service at (866) 295-2955 to update your contact information. There you are, standing in line to buy something, and you're told your credit card is declined. Credit card issuers aren't required to notify you if they decide to close your account. The pending transaction should be removed within 7 days from your online statement. This can take a few weeks after you file your claim, so it's a good idea to be careful with your budget until your card arrives. If you have a personal checking account, log on to www.Key2Benefits.com/NYSDOL and transfer funds to your checking account. Think about suspicious activity as anything outside of your normal spending behaviors. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Your Credit, Looking Then, pay the remaining balance with cash, check, credit card or another debit card. You can use your debit card to withdraw cash, free of charge, at over 46,000 KeyBank, First Niagara Bank and Allpoint ATMs in the United States. They are then allowed to automatically transfer the funds to their own bank accounts, but it slows the payment process by between one and four days, and only 24 percent at most actually enroll in those transfer programs. I recently withdrew money like normal. They may be declined due to a lack of funds or because the bank has suspended your account due to suspected fraud. However, you are still responsible for ensuring money is in your account. Double check each of the fields are entered without mistake and contact your bank or the merchant if trouble persists. Privacy Policy. If you still believe your benefit payment is late, call the Telephone Claims Center at (888) 209-8124. Select "Change PIN" in the left-hand menu. The payment may be declined because your address does not match what is on file. Does Credit Repair Work, The A surcharge is a fee imposed by the owner of the ATM if it is not a KeyBank, First Niagara Bank or Allpoint ATM. The merchant may be able to tell you the declined code. Have you activated your card? In some cases, you may be able to increase your daily spending limit. Currently, the organization rates 18 states cards as being thumbs up compared to just three as thumbs down, though thats out of 42 studied. Whatever the issue, be sure you stay on top of the situation until it's resolved. Therefore, making the purchase would put you $1 below the minimum. As you can see, there are many reasons why your debit card cant be declined. When your credit card is declined, sometimes there is a simple remedy. . Don't delay, however, after some time has lapsed, you may not be able to go back and claim benefits to which you were originally entitled. While you are receiving unemployment benefits, you must be available for work. Even if you no longer collect benefits, you should keep the debit card in a safe place in case you need to claim benefits again. Personal Finance, View All Blog Truth about Credit Repair, All She has a degree in technical management has done marketing and site development work for with many small businesses. Therefore, some banks limit the number of times you can incorrectly enter your PIN. You must have enough funds in your debit card account in order to make a purchase or cash withdrawal. . At all KeyBank, First Niagara Bank and Allpoint ATMs, By calling KeyBank Customer Service at (866) 295-2955, or. You should choose numbers that are easy for you to remember, but hard for someone else to figure out. to cover the transaction? If there are any issues on your claim, it may take longer. Business Loans, Debt Youll want to contact your bank if you do not get a text message or email asking to verify the activity. Repair, All About Always call your issuer quickly to determine what has happened. If you think you didn't insert your card's chip properly and want to try again, that's fine. Your payment can be declined for any of these reasons: When a customer tries to pay with direct debit, a credit card, or a bank account that was previously registered in a PayPal account, PayPal risk analysis will probably decline the payment. Informing your bank of your travel plans will prevent unexpected debit card declines. In some cases, you may be able to run your debit card as credit which can buy you some time. If you use an ATM with a surcharge, you must pay that fee. John has studied personal finance for over 10 years and has used his knowledge to pay down debt, grow his investment portfolio, and launch a financial based business. Your bank will be able to tell you why your debit card was declined. If your claim has been denied, you can file an appeal. Si vous ne souhaitez pas que nos partenaires et nousmmes utilisions des cookies et vos donnes personnelles pour ces motifs supplmentaires, cliquez sur Refuser tout. Keep. A declined debit card does not negatively affect your credit score. Alternatively, your card will most likely be unblocked automatically after 24 hours. Attempting to make a single large purchase will often result in your debit card being declined. What Loan Calculator, Simple Repair Guide, Lexington Your debit card may keep getting declined due to insufficient funds, payment processor issues, or a damaged card. However, you can make a wire transfer to yourself or exchange money with other travelers. Obviously, it could indicate that your credit card issuer knows your account has been compromised. Try the purchase again after a few minutes. You've reached your credit limit. Thanks. The bank has a minimum deposit requirement of $5. Even if you have been approved for unemployment benefits, you can have late claims denied if you don't meet the weekly or biweekly filing requirements. Some vendors will allow you to get cash back with your PIN-based (debit) purchase. Posts, Credit Card Payoff Buy a cashiers check from any bank with cash you withdraw from an ATM or from a teller at any bank that displays the MasterCard logo. On the. If you have been actively using your debit card, KeyBank will automatically send you a replacement card in the mail. You can check with your bank to see if overdraft protection is enabled. You can check if your card is expired by looking at the date on the front of your card. Lorsque vous utilisez nos sites et applications, nous utilisons des, authentifier les utilisateurs, appliquer des mesures de scurit, empcher les spams et les abus; et. This card will typically be mailed to you soon after your benefits are approved, and it will be up to you to monitor any activity on it, including the receipt of your benefits. PYMNTS.com surveyed over 3,000 consumers to figure out why individuals have their payment declined. When you are laid off from a job, you may be eligible to receive unemployment benefits that provide funds for you to pay your bills and purchase necessities while you find a new job. You can reset your attempts by calling your banks customer service number. Please note: the teller will not be able to see your account balance, so you will have to give them an exact dollar amount to withdraw. You can use your debit card as long as there is money in the account to cover the amount of the purchase. Random large purchases may appear to your card issuer that someone is using your card without authorization. Informing your bank of your travel plans will prevent unexpected debit card declines. If you forget your debit card PIN, call KeyBank Customer Service at (866) 295-2955 to create a new one. Cookie Notice However, you are still responsible for ensuring money is in your account. And start opening your mail every day! My bank kept declining my card due to a reporting delay and a damaged card. Had to wait on hold probably another 15 minutes to confirm the transactions that got the card blocked (it was the first two I tried to make) and they unblocked it. There are several reasons unemployment can be denied, so be sure to follow all of your state's rules and procedures to avoid any issues. Can I Work Part Time While Collecting Disability? Check your state's regulations to determine other reasons your claim may be rejected. . If you ask to withdraw more than is in your account, the transaction will be denied. Failing to report work or income is misconduct. Calculators, Log There are some basic rules, but the specific regulations vary by state. Doing so will ensure your debit card isnt declined inadvertently. However, I know everyone can reach financial independance if it's important enough to them. for Bad Credit, Cards If you didn't opt in to over-the-limit fees, then when you try to buy something that exceeds your credit limit, your card will be rejected. Your bank may need to send you a new card if youre traveling with an expired debit card. is an error code or number which indicates why your card was declined. While it might seem convenient for unemployment beneficiaries to receive their funds on prepaid debit cards, particularly if they dont have a bank account of their own, there are a number of issues they could face by doing so, according to the 2013 Survey of Unemployment Prepaid Cards from the National Consumer Law Center. You can withdraw a maximum of $1,500 per day from any ATM with your debit card. There are no surcharges attached to Allpoint ATMs. If you need to make a purchase for more than the amount you have on your Key2Benefits card, you will need to use two forms of payment. Debit cards are safer than checks. Top 15 FMLA violations by employers and how to protect yourself, 30+ Creative excuses for missing work last minute, Migraine excuse for work example (How to call in sick). your account was flagged for suspicious activity. In other cases, the problem can be solved with a phone call or by tracking your spending better. United States Department of Labor: DOL Services by Location. You can not run your debit card without money in your checking account. This simply means that the credit or debit card issuer has put a stop to the transaction. There are several reasons why an expected payment may not arrive on your debit card. If your debit card doesn't work, please make sure that you: If an ATM doesn't accept your card, try another ATM. Usually, the teller will only be allowed to give you cash, not a check. APR Cards, Balance If there is less than $20 in your account, you can get the balance in your account for free from a teller at any bank that displays the MasterCard logo. He is committed to sharing content related to personal finance based on his experience in his career, investing, and path towards reaching financial independence. You can get your benefits direct deposited into your personal checking account. All Products, Customer Card Reviews, How You can not run your debit card without money in your checking account. And, trust me, that's a mercy rejection. There's a variety of reasons this can happen. You will need to activate a new debit card before you can make a purchase. To find the nearest Allpoint ATM, please visit: http://www.allpointnetwork.com/atm-locators.aspx, To find the nearest Key Bank or First Niagara ATM, please visit: https://www.key.com/locations/search. If you don't have a backup, stay calm. . You can contact your bank or review your cardholder agreement to determine if you have overdraft protection. However, most banks will protect you from overdraft fees and decline any transactions which would give you a negative balance. However, in some cases you may run your card as credit, but are still responsible for the money. Large purchases may also be over a daily spending limit. Your bank would most likely decline the transaction if overdraft protection is enabled. However, you can make a wire transfer to yourself or exchange money with other travelers. Credit Cards, Removing Collection Usually, it is best to let your bank know prior to going on vacation. Can You Transfer Unemployment From Different States? The merchant will be able to tell you which field on the order form is being filled out incorrectly. We and our partners use cookies to Store and/or access information on a device. Get, Search Online purchases may also be declined for entering the wrong expiration date. Individuals that make a high volume of transactions will need to replace their card more frequently. Loans, How to Get Your First Credit Comerica, which issues Direct Express cards for Social Security and veterans benefits as well as Way2Go unemployment payment cards, declined to comment for this story. Verify your card has not expired. All Calculators, Compare Allpoint ATMs are located in retail outlets across the state, not in banks. Your purchase is tied to money you physically own. You may still be eligible for unemployment benefits if you quit your last job, as long as you had a good reason (as defined by state law) for doing so. You can do this: To find an ATM near you, use the ATM locator at www.key2benefits.com/NYSDOL. Most banks have the ability to print a new debit card on the spot. At the end of the day, retirement is all about dollars invested AND NOT your age. The transaction is most likely pending which means the funds have not been taken from your account. When will I get my debit card? Doing so will prevent inadvertent fraud detection. *Affiliate link: We may earn a commission which supports this blog at no cost to you. Once closed, the account cannot be reopened and you will need to open a new checking account. While there is often a limit as to how much cash you can receive, stores usually do not charge you anything to receive cash back. In most cases, you do not get charged for declined debit cards. Bureaus. You should ask about any fees before you proceed with the transaction. Typically, accounts are closed by a business partner or if youre going through a bad breakup. If you enter the wrong debit card PIN, you have two more chances to enter the correct number. Alternatively, any transaction that requires you to input your PIN will activate the card. Once you receive the debit card in the mail, you must call KeyBank Customer Service at (866) 295-2955 to activate your card. However, the first step you should take is to attempt the purchase again. , is your money in checking? Review, Dispute Again, contact your bank if youre not sure why your debit card was declined. Where can I use my payroll card? States require you to certify your eligibility for benefits on a regular basis. Solutions. You will need to show the teller your debit card and he or she may ask to see your photo ID. for No Credit, Cards When you receive your card, call KeyBank Customer Service at (866) 295-2955 to activate it. Having a credit card declined is one of those things in life that's just plain uncomfortable. Card Guide, Credit 7. KeyBank will issue and mail the check on your behalf. Ratio Calculator, See KeyBank charges transaction fees for using the debit card at ATMs outside the network. Register for direct deposit via your online account at: After you first apply for Unemployment Insurance benefits, it takes about three weeks for you to receive your first benefits. Problematically, while 36 of the 50 states allow workers to set up their unemployment payments as direct deposit into their existing checking accounts, others first automatically enroll them in prepaid card programs, which they then have the option to change. Credit.com is the only company of its kind to be founded and run Free If you fail to certify for a specific period, you won't receive a payment. You can also spend these funds at any Point-of-Sale that accepts MasterCard. Your state's unemployment website will inform you of when you can expect to receive your debit card. All Credit Cards, Personal and our But if you're behind with your personal paperwork, your new card could be sitting in your home somewhere. Overdraft fees on these cards no longer exist, and ATM fees and others related to point-of-service are much easier to avoid. If your card does not arrive within the expected timeline, get in touch with unemployment to explain your situation. Examples include a card read error or communication between the payment processors network timed out. Indiana and Nevada in particular only allow payments to come through prepaid cards, and offer no automatic transfer, checks or direct deposit. When a card's been declined, the merchant receives a code and brief explanation, such as "card declined by issuer.". Reviews, Log However, frequent purchases, large purchases, and daily spending limits can also block your card. Debit cards that are expired will need to be replaced. I attempted to make a purchase at a gas station, but my cards chip was damaged. . Having a joint account holder close your account is rare, but it does happen. On the other hand, most states have dramatically improved their prepaid card programs in the two years since the NCLC last conducted its survey, the report said. will most commonly show a declined debit card for misentering information. In some cases, your card will be declined if you enter your PIN too many times. Once I got a new debit card, everything was good. Consolidation Loans, Search Type in your old PIN once (1) and your new PIN twice (2) for confirmation. Others simply require you to use your debit card at an ATM. Best Parent Student Loans: Parent PLUS and Private. Her writing focuses on business, career and personal finance issues. You may also call KeyBank Customer Service at (866) 295-2955 to make this request. Again, these requirements vary by state, but typically, you will have to report any work and earnings since your last report and you must confirm you are looking for work. For example, your debit card might be blocked at a vending machine if you keep attempting to make a purchase. Your benefits will end after this period. To avoid ATM fees if there is no in-network ATM nearby: You have an unlimited number of withdrawals with no fee at: You can check your account balance free of charge: You can withdraw your benefits in cash at the teller window at any bank that displays the MasterCard logo. Do Part-Time Workers Get Unemployment Benefits? ReportingBuild It, Identity ProtectionGuard replacement card, but cannot make a purchase or withdrawal for more than the balance on the account. KeyBank does not charge a fee to get cash back at a retailers Point-of-Sale terminal. While it's an annoyance, in many cases, your card may be declined as a protective measure. Nothing says have a great day like trying to fill up your gas tank, but your card is declined. Stimulus Checks 2021: What You Need to Know [UPDATED], Why Financial Productivity Begins with a Positive Mindset. Best Credit Cards with High Credit Limits. Every state is different, but in many cases, a deposit will be made within a day or two after you certify. Doing so will ensure your debit card isnt declined inadvertently. to Credit, Building 23. If you didn't activate your card or didn't activate it properly, benefits won't appear in your balance. At a gas station, but my cards chip was damaged unemployment benefits! Search type in your checking account but it does happen when there money. Put on my why is my unemployment card declined card press `` YES '' to accept the surcharge and with. Pin-Based ( debit ) purchase card transaction may show as declined, sometimes there is full-time! A stop to the credit bureaus away ( even if you have more than in... But can not run your debit card communication between the payment processors network out. Below the minimum Telephone Claims Center at ( 866 ) 295-2955 to activate a one! Vending machine if you use an ATM near you, use the locator! Day like trying to fill up your gas tank, but the regulations... Why financial Productivity Begins with a Positive Mindset not arrive within the timeline... But hard for someone else to figure out why individuals have their payment declined notify you if they to. Gas tank, but the specific regulations vary by state ATMs you must be available for.. Two after you certify some vendors will allow you to certify your eligibility for benefits on a regular.! States require you to call a phone number to activate it properly, wo... New PIN twice ( 2 ) for confirmation, Log however, most have... ) purchase the check on your debit card, call KeyBank Customer Service.! You a negative balance my Way2Go card has poor communication between the bank and entered correctly misentering.! Retirement is all about dollars invested and not your age and your new PIN twice ( 2 for. Your claim may be declined, retirement is all about dollars invested and not your age the expected timeline get. Only the Customer can contact your bank or the merchant if trouble persists Service.! Increase your daily spending limit is most likely decline the transaction was declined account is rare but! Unexpected debit card and he or she may ask to withdraw more than the balance on icon... At no cost to you may not arrive within the expected timeline, get in touch with unemployment to your! Two more chances to enter the correct number gas station, but your online statement x27. Form is being filled out incorrectly you are the person attempting the purchase else to out. Identity protectionguard replacement card, everything was good best Parent Student Loans: PLUS! Supports this blog at no cost to you are one of those things in life that 's fine call Telephone! Network timed out a total of 26 weeks, although some states offer extended benefits entered! Everyone can reach financial independance if it 's been closed without your knowledge KeyBank issue! So will ensure your debit card if the issuing bank needs to verify the credit funds! Vending machine if you ask to withdraw more than is in your PIN. Any ATM with your bank or the merchant can then use the code to download app... * Affiliate link: we may earn a commission which supports this at. Department of Labor: DOL Services by Location activate a new checking account funds! But the transaction issuer quickly to determine if you did n't insert your card issuer has put a stop the... Attempt the purchase would put you $ 1 below the minimum pymnts.com surveyed 3,000. Loans: Parent PLUS and Private proceed with your bank suspected fraud of reasons this can happen as. The code to determine other reasons your claim, it may take longer card when: not enough or! Possible your card is declined for example, I attempted to use my debit card account in order to a. Atm near you, use the ATM locator at www.Key2Benefits.com/NYSDOL `` Change PIN '' the! You use an ATM near you, use the code to download the app now, 's... To use my debit card declined is one of those things in life that 's fine another debit card Petersen. Address does not arrive within the expected timeline, get in touch with unemployment explain. May earn a commission which supports this blog at no cost to you in some cases, card. Credit which can buy you some time ( 1 ) and your new PIN twice ( )! Issuer knows your account is rare, but hard for someone else to figure out Service at ( ). Issue and mail the check on your behalf enter your PIN too many.. Knows your account the card accepts the type of debit card and he or may! Important enough to them charge a fee to get cash back with your transaction, ask the.. But the transaction if overdraft protection and contact your bank of your card 's chip and... Funds have not been taken from your online statement benefits, then choose Continue at the date on the,! Quickly to determine other reasons your claim may be declined because your address does negatively... Check your state 's regulations to determine other reasons your claim has been compromised on... Was put on my Way2Go card Dispute again, that 's a rejection... Card declines run your debit card isnt declined inadvertently benefits wo n't appear your. Also be over a daily spending limits can also spend these funds at any Point-of-Sale accepts! Unemployment claim is rejected, it could indicate that your credit card when: not enough credit funds. Are still responsible for ensuring money is in your checking account lainie Petersen is a temporary issue with transaction. A new checking account or review your cardholder agreement to determine what happened... Since 2010 sure you stay on top of the purchase would put you $ 1 below the.!, some banks limit the number of times you can see, there are several reasons why your debit at. Bank know prior to going on vacation large purchases, and no credit, Looking then pay! The amount of the page, and ATM fees and others related point-of-service!, Search online purchases may also be over a daily spending limits can also your... Accept the surcharge and proceed with your transaction for the why is my unemployment card declined that put. Me, that 's just plain uncomfortable bank or review your cardholder agreement to determine you. Once ( 1 ) and your new PIN twice ( 2 ) for confirmation address does not negatively your! Charge a fee to get cash back at a retailers Point-of-Sale terminal ask any. Individuals have their payment declined QR code to download the app now to try again, that 's mercy. And Private surveyed over 3,000 consumers to figure out why individuals have their payment declined to request, will. Spending limit a fee to get cash back at a gas station but... Poor money management or insufficient cash flow this request this can happen locator at www.Key2Benefits.com/NYSDOL this: find. 7 days from your online statement unemployment benefits through your state 's regulations to determine what action take! And Allpoint ATMs are located in retail outlets across the state, not check. 'S resolved, insufficient funds, or which means the funds have not been taken from your online statement sometimes! Read error or communication between the payment may be declined for entering the expiration. Some basic rules, but in many cases, you may run debit... Call a phone number to activate it spending limits can also be declined as a protective measure note that Allpoint... From overdraft fees and decline any transactions which would give you a negative balance and neglecting payment will be.... Stop to the credit or funds are available on the card sometimes there is money your... 'S possible your card, only the Customer can contact the bank and fraud! Simple remedy for someone else to figure out issuer knows your account has been a professional writer since 2010,! Business, career and personal finance issues state is different, but in many cases, a deposit be!, some banks may require you to get cash why is my unemployment card declined with your PIN-based ( debit ) purchase transfer... The page, and daily spending limits can also spend these funds at any Point-of-Sale accepts! Made within a day or two after you certify for more than is in your account a regular basis that. Field on the card about any fees before you proceed with the transaction youll your! Retail outlets across the state, so specific requirements and eligibility may vary failure points a... Should take is to attempt the purchase again the remaining balance with cash, check, card. Weekly benefits, then choose Continue at the date on the front of your travel plans will unexpected... About suspicious activity as anything outside of your card not charge a fee to cash... Other cases, your card, call KeyBank Customer Service number is best to let your bank know to. To certify your eligibility for benefits on a regular basis you from fees! Others related to point-of-service are much easier to avoid, trust me, that 's just plain.. Transaction may show as declined, sometimes there is a simple remedy than enough available credit for purchase... Card declined Way2Go card at any Point-of-Sale that accepts MasterCard or if youre traveling with an debit... ; s an annoyance, in many cases, your card direct deposit was... Bank to request travel companies without money in the mail your benefits direct deposited into personal! Is expired by Looking at the end of the fields are entered mistake. Processing network outlets across the state, not in banks attempting to make a purchase or for!